“ Tumbled in bathroom.
Smashed his hands & feet..”
Treatment cost : RM 180,000
In England, a man tumbled in a bathroom and smashed his hands and feet. Fracture of humerus & femoral neck, hospitalized for 17 days and undergo surgery. Medical delivery accompanied by a nurse and transported by ambulance.
Treatment cost : RM 800,000
In USA, a man lost consciousness while shopping at convenience stores and transported by ambulance. He was diagnosed with heart failure and was hospitalized for 25 days. Medical delivery accompanied by doctor and nurse.
" Heart disease
Treatment cost : RM 600,000
In Tokyo, a woman suddenly collapses with heart disease while traveling.The medical expenses for the one who had survived by emergency surgery was 18 million yen, and had a large debt.
If you get sick abroad, and if you are not insured, there is a risk that you will incur extremely high medical expenses which are incomparable to your travel fees.
Tokio Marine travel insurance will protect
you from such a high burden!
In addition, by buying insurance, insurance companies can introduce medical institutions that are familiar with foreigners and can treat without cash. So it is possible to receive treatment without anxiety.
Accidental Death/Permanent Total Disablement/Child Education Fund
Up to RM300,000 (per Adult)
Burial Or Cremation And/Or Repatriation Expenses
in the locality where death occurs,including cost of conveyance
Up to RM8,000
Medical & Other Expenses
ØCompassionate Care due to hospitalization or death
ØEmergency Medical Evacuation & Bringing back to home territory
combined maximum up to RM300,000(benefit 1~4per person)up to RM1,000,000 (per person)
Allowance for full day confined to hospital
RM350 per day
Personal Luggage And Personal Effects
for loss of or damage to your personal luggage or personal effects
up to RM5,000
Luggage delay from the time of arrival at the destination
RM200 for every six consecutive hours
Personal Money And Travel Document
Personal Money, reasonable additional accommodation, travel & communication expenses
Up to RM750 per day
Cancellation (Loss of Deposits)
Loss of deposits or charges paid, charges pre-booked and prepaid in your home territory
up to RM20,000
irrecoverable deposits because of Serious injury or illness and so on
up to RM20,000
Delay In Departure
if the scheduled carrier is delayed in departure for at least 6 hours at any single destination stop (including transit), for irrecoverable deposits or charges paid in advance
RM200 for each consecutive 6 hours delay
Delay In Arrival
if the arrival is delayed for at least 6 consecutive hours at any single destination stop (including transit)
RM250(up to Rm750 per family)
for additional accommodation and travel expenses necessarily and reasonably as a result of failure of the departure
up to RM1,000 (up to RM3,000 per family)
Misconnection to Flight
miss the flight due to the late arrival, no alternative onward transportation being made available within 4 hours of the actual arrival time
RM200 per trip (up to Rm600 per family)
as a result being denied boarding of scheduled flight due to over-booking. No alternative transportation is made available within 6 hours
RM200 per trip (up to RM600 per family)
As a cash benefit if the scheduled carrier or public transport services is hijacked during your overseas trip.
RM300 for each full 24 hours delay (up to RM900)
Home Care Benefit
physical loss or damage caused by fire or burglary to the home contents, valuables which is left vacant during the period of insurance
up to RM1,000 (Rm500 per single item)
costs and expenses for which you are legally liable to pay as damages as a result of accidental injury or Accidental loss of or damage
Up to but not exceeding RM1,000,000
Loss of Travel Deposits/Travel Package Payment
loss of irrecoverable travel deposits/travel package payment paid in advance before the departure date of the booked trip
Up to RM3,000
Additional Costs Of Rental Car Return
additional costs of rental car if you are unable to return a hired car or campervan from a licensed rental agency to the nearest hire depot due to injury or serious illness
Up to RM1,000